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25 Everyday Conversational Expressions Finances

 

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* 25 Finances

 

25.1 When you are concerned about your expenses

 

I have to control my spending. Listen <Im on a fixed income while my expenses are not limited. I have to control my spending to make ends meet.>

I have to watch my spending. Listen <Prices are gradually going up. I have to watch my spending.>

I need to watch my money. Listen <I like shopping, and I make payments with a credit card. I need to watch my money.>

I need to watch my pennies. Listen <Basic things have started to cost more and more. I need to watch my pennies.>

I've got to watch every dime. Listen <Times are tough, prices are high, and Im not working full time any more. Ive got to watch every dime.>

I've got to keep tabs on expenditures. Listen A I need to have expenditures bookmarked. I need to watch expenditures closely. <My recent purchasing habits werent necessarily an example of frugality. Ive got to keep tabs on expenditures.>

I've got to start budgeting my money. Listen <I spent too much last month. Ive got to start budgeting my money.>

I've got to save my pennies. Listen <I want to make a down payment on a new car. Ive got to save my pennies.>

I've got to tighten my belt. Listen A I have to spend less because my income has decreased. <Im working four days a week now. Ive got to tighten my belt.>

I have to cut back on expenses. Listen A I have to decrease my expenses. <My rent has gone up this month. I have to cut back on expenses.>

I have to keep track of my expenses more closely. Listen <My part-time job doesnt pay well. I have to keep track of my expenses more closely. Thats the only way to make ends meet.>

I have to make ends meet. Listen A I have to make enough money to pay for my basic expenses. <Im working at two jobs now. I have to make ends meet.>

Now I'm on a strict budget. Listen <I bought a new car in view of a pay raise. Instead, the company lowered my wages. Now I am on a strict budget.>

Listen to Entire Passage

 

 

25.2 When a person is not frugal with money

 

You're living beyond your means. Listen A You are spending more than you can afford. <Son, I can help you financially a little bit, but not if you spend your money on luxury items. You are living beyond your means.>

You might as well flush it down the toilet. Listen A You are spending your money as if you are trying to get rid of it. <Your extravagant lifestyle costs you a lot of money. You might as well flush it down the toilet.>

You spend money as if it were going out of style. Listen A You spend money as if it is going to be worthless. <I cant approve of your shopping habits. You spend money as if it were going out of style.>

Don't spend it all in one place! Listen A Dont spend all your money all at once! <Here is ten dollars for you, kids. Dont spend it all in one place!>

Don't let it burn a hole in your pocket. Listen A You dont need to spend it at once. <You have started making some decent money. Dont blow it, save some for a rainy day. Dont let it burn a hole in your pocket.>

Money doesn't grow on trees. Listen A Money is hard to make, so be frugal. <You send a check to every organization that asks you for help. I dont think we can afford it any more. Money doesnt grow on trees.>

A fool and his money are soon parted. Listen A A person who is not frugal will soon lose his money. <Dont fall into a credit card trap, dont live beyond means. A fool and his money are soon parted.>

Easy come, easy go.   Listen   A “This money came to me easily, and it went away easily.”   <“My sister makes her money fast. And she spends it even faster. Easy come, easy go.”>

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25.3 When a person is greedy

 

What a miser! Listen <He is so stingy that mice dont want to live in his house. What a miser!>

What a tightwad! Listen <He wont give you snow in winter. What a tightwad!>

The love of money is the root of all evil.   Listen   <“There are rumors that his wife divorced him over his greed. He is just a penny pincher. The love of money is the root of all evil.”>

Listen to Entire Passage

 

 

25.4 When you stop a person from being greedy

 

You can't take it with you. Listen A You cant take your wealth with you when you die. <You cant take it with you. Enjoy a good life if you can afford it.>

 

25.5 When you are going to purchase an expensive thing

 

How much is this going to set me back? Listen A How much will it cost me? <Its pretty expensive. How much is it going to set me back?>

I guess I can afford it. Listen <Are you sure you can bear the expense of this thing without detriment to your financial situation? I like this motorcycle. I guess I can afford it.>

I'll dip into my savings. Listen <How are you going to make a down payment on your purchase? Ill dip into my savings.>

I've been saving up for this. Listen <I see you really like this gizmo. Ive been saving up for this.>

I've got enough saved up. Listen <I remember you were strapped for cash a while ago. Do you have enough money now? Ive got enough saved up.>

I've been saving for a rainy day. Listen <How are you going to finance your purchase? Ive been saving for a rainy day.>

Listen to Entire Passage

 

 

25.6 When you have gotten money by tricks

 

I was laughing all the way to the bank. Listen A I was pleased to make money by deception. <I was making oodles of money behind the back of my business partners. In public I kept complaining about my financial losses. I was laughing all the way to the bank.>

I was laughing up my sleeve. Listen A I was laughing in secret celebrating the success of my trickery. (used with up or in) <He looked happy when I reluctantly agreed on that deal. I was laughing up my sleeve. If he could only know what trap he was getting into.>

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